粤典 (words.hk)香港词
#三長兩短 嘅變體。指#不測，尤其係死亡、傷病。 (an unexpected disaster, especially sudden death or serious bodily injury; literally: three long, two short)
名詞用例
買定保險，萬一有乜衫長褲短都有得賠吖嘛。
maai5 ding6 bou2 him2, maan6 jat1 jau5 mat1 saam1 coeng4 fu3 dyun2 dou1 jau5 dak1 pui4 aa1 maa3.
You'd better buy insurance just in case, so that you'd be compensated should anything happen to you.