粵典 (words.hk)香港短語
使目前未賺到嘅錢，例如碌信用咭或者借錢，但係通常做#按揭 就唔會咁講 (to spend money one has not yet earned (e.g. by heavy use of one's credit cards); literally: to spend future money in advance)
語句用例
你要儲首期就咪成日先洗未來錢，學下理財啦。
nei5 jiu3 cou5 sau2 kei4 zau6 mai5 sing4 jat6 sin1 sai2 mei6 loi4 cin4, hok6 haa5 lei5 coi4 laa1.
If you want to save up for a down payment, you should learn some financing and stop spending money you don't have.